Coverstore
Embedded Protection Platform

Embedded insurance and protection products for digital-first businesses

Launch tailored insurance, warranty, parametric, and lifestyle protection products directly inside your customer journey through lightweight APIs and partner-ready technology.

Who We Serve

Built for high-volume digital ecosystems

Coverstore plugs into the journeys your customers already trust — lending, checkout, booking, and servicing.

Banks & NBFCs

Embed protection products into lending, deposits, cards, and financial customer journeys.

Consumer Apps & Websites

Convert existing user traffic into secondary monetization streams.

Travel & Mobility Platforms

Add travel protection, loyalty benefits, and instant digital certificates.

Retail & Digital Marketplaces

Bundle gadget protection, warranties, and lifestyle products at checkout.

Product Portfolio

One platform. Multiple protection categories.

Digital insurance, parametric index solutions, and lifestyle protection — configured per partner and delivered over the same APIs.

Digital Insurance

Personal, commercial, travel, health, cyber, credit-linked, and income protection products embedded into digital journeys.

  • Travel protection
  • Health covers
  • Hospicash
  • Personal accident
  • Dengue cover
  • Critical illness
See full category

Parametric Index Solutions

Index-based protection that triggers payouts using objective third-party data such as rainfall, temperature, solar irradiance, or wind speed. When a predefined index threshold is crossed, the product can trigger faster payouts without traditional loss assessment.

  • Rainfall protection
  • Heatwave protection
  • Agriculture weather-index cover
  • Renewable energy generation protection
  • Gig worker footfall / order protection
See full category

Lifestyle & Tech Protection

Modern protection products for consumer lifestyle assets, warranties, digital wellness, and travel benefits.

  • Screen break protection
  • Fluid damage protection
  • Laptop protection
  • Eyewear protection
  • Electric bike protection
  • Home appliance protection
See full category
Value Chain

The orchestration layer between distribution, technology, and risk capital

Demand & Monetization

  • Banks
  • NBFCs
  • Consumer apps
  • Websites
  • Retail aggregators
  • Travel systems

Coverstore Hub

  • API Gateway
  • Distribution Engine
  • Product Logic
  • Pricing Rules
  • Compliance Layer
  • Claims Flow
  • Data & Analytics Hub

Supply & Capital

  • Insurers
  • Underwriters
  • Re-insurers
  • OEMs
  • Brands
  • TPAs
  • Repair networks

Coverstore connects partner demand with insurer capacity, product logic, certificate issuance, claims routing, and analytics through a single embedded protection layer.

Platform

Platform capabilities built for embedded distribution

Everything between the partner journey and the insurer — onboarding, issuance, claims, and analytics — handled in one layer.

Seamless Partner Onboarding

Deploy multi-category products using lightweight APIs and partner-ready flows.

Real-Time Issuance

Generate co-branded certificates, policies, and terms at the exact point of purchase.

Unified Claims Flow

Connect customers to TPAs, repair facilities, and claims service flows without operational friction.

Real-Time Analytics

Track gross premium, attachment rates, region-wise sales, claims performance, and partner trends.

How It Works

From product trigger to instant protection

  1. 01Partner Journey
  2. 02Product Recommendation
  3. 03API Pricing
  4. 04Customer Consent
  5. 05Real-Time Issuance
  6. 06Claims / Service Flow
  7. 07Analytics

Triggered inside the partner journey

A relevant protection product is recommended at a high-intent moment — checkout, loan disbursal, or booking confirmation — and priced instantly over the API.

Consent to cover in seconds

Once the customer opts in, Coverstore issues a co-branded certificate or policy in real time, with terms delivered directly to the customer.

Service, claims, and visibility

Claims route automatically to TPAs, repair facilities, or service networks, while partners track performance through the analytics hub.

Why Coverstore

Why partners choose Coverstore

API-first integration

Lightweight, partner-ready APIs that drop into existing journeys without re-platforming.

Multi-category product portfolio

Digital insurance, parametric index solutions, and lifestyle protection from a single platform.

Zero-friction monetization

Turn existing customer traffic into protection revenue without adding operational overhead.

Insurance & technology expertise

Product, compliance, and engineering depth across the full protection value chain.

Ready to launch embedded protection products?

Partner with Coverstore to integrate insurance, warranty, parametric, and lifestyle protection into your existing customer journey.